本报南京12月4日电 (申琳、巫晓亚)“贷款不间断”“周转更轻松”，华夏银行面向小微企业推出的“年审制”贷款，授信期限一年，贷款期限最长到三年期，除最后一个融资时段外，在其他融资时段到期前通过年审的借款人，无需签订新的借款合同即自动进入下一融资时段。目前华夏银行南京分行累计支持小微企业客户数十户，累计授信金额达5亿元。“立足地方，服务小微”，坚持这一市场定位，华夏银行南京分行已推出“年审制”贷款、网络贷、POS网贷等26项小企业特色产品，近期还将推出“华夏乐业卡”专门为个体工商户、小企业主提供更便利的融资服务。
中国商业头条
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